HDFC Bank Personal Loan in Kochi
A port city, Kochi is an important trading centre in India. If you live in Kochi, you can easily access all your banking needs with HDFC Bank. You can either visit our website or drop in at our branch office to get all the assistance you need. HDFC Bank offers flexible Personal Loans to the inhabitants of Kochi. You can avail of a quick and hassle-free instant Personal Loan in Kochi with HDFC Bank for planned and unplanned expenses. Now, finance your dreams with a bank that truly understands your needs.
Features and Benefits of an HDFC Bank Personal Loan in Kochi
Personal Loan for Salaried
Emergency
Loan
Marriage
Loan
Home Renovation Loan
Personal Loan for Women
HDFC Bank offers attractive interest rates so that repaying your loan is affordable and easy. The HDFC Bank Personal Loan interest rate starts at just 10.25 %. Some of the other benefits of our Personal Loan include:
- Affordable processing fees
- Avail loans up to Rs 40 lakh
- Availability of loan insurance
- Quick disbursal
- Easy online application
- 24/7 customer support
- Long tenure up to 5 years
HOW TO APPLY FOR A PERSONAL LOAN IN KOCHI?
At HDFC Bank, we understand that you may need funds urgently for sudden expenses. And in such times, we want to make the entire process of borrowing easy and uncomplicated.
Here’s a quick look at how to apply for our Personal Loan:
The process is really that simple.
ELIGIBILITY CRITERIA FOR A PERSONAL LOAN IN KOCHI?
Are you planning to apply for a Personal Loan in Kochi soon? Let’s look at the eligibility criteria.
The applicant must be:
WHAT DOCUMENTS ARE REQUIRED FOR PERSONAL LOAN KOCHI
The documentation for a Personal Loan includes an address and ID proof (copy of applicant’s Aadhaar card, passport, driving license, and voter ID), salary slips for the past 2 months and latest Form 16, and bank statements for the past 6 months.
Submit these documents along with a properly filled loan application form to get your Personal Loan application process started.
BRANCH TIMING FOR HDFC BANK PERSONAL LOAN IN KOCHI
You can easily apply for an HDFC Bank Personal Loan on our website. Our website has been designed to be intuitive and customer-friendly so that you can navigate with ease.
If you prefer to meet us in person, you can also visit your nearest HDFC Bank branch in Kochi. You will receive complete assistance from our staff. Our branch timings in Kochi are:
- 9:30AM to 3:30PM (Monday to Friday)
- 9:30AM to 3:30PM (first and third Saturdays)
FAQS ON KOCHI FOR HDFC BANK PERSONAL LOAN
Post Dated Cheque(PDCs)/Security Cheque submitted towards loan repayment that have not been encased, will be defaced and retained by the Bank. In case, you wish to have your old Post Dated Cheque(PDCs)/Security Cheques to be returned to you, kindly lodge a request at the Retail Loan Service Center or through Phone Banking or write us an email at www.hdfcbank.com/services within 45 days from the date of application of change in repayment instructions. In case, we do not hear from you within the stipulated period, the defaced cheques will be destroyed.
To avail the Personal Loan in Kochi, all you need to do is submit the loan application form. On meeting the eligibility criteria, you will get an offer with the sanctioned amount, tenure of loan and interest rate. Once you accept the offer, funds are transferred to your bank account instantly. You can also submit the application form online In just a few clicks.
Funds from Personal Loan in Kochi can be used for multiple purposes. You can use the funds for a holiday, wedding expenses, medical expenses or treatment, purchase of new techno-gadgets, for the use of home renovation and many more reasons.
When you apply for an HDFC Bank Personal Loan in Kochi, you can get the required funds instantly. Not just that, HDFC Bank offers loan up to Rs 12 Lacs at pocket friendly EMIs starting Rs. 2,149/lac with flexible repayment tenure of up to 5 years.
You can repay your Personal Loan in Kochi via an auto-debit instruction through your HDFC Bank account on a stipulated date every month to repay your EMI.
You can use the EMI Calculator to know your EMI amount before applying for the Personal Loan in Kochi.
You can check up on your Personal Loan in Kochi Status with our Track Application online facility.
