HDFC Bank Personal Loan in Kolkata
HDFC Bank has a strong presence in the City of Joy with over 200 ATMs and more than 100 branches. We also have several cash deposit machines and a dedicated retail loan branch for you to easily avail of our services in Kolkata.
Get instant funds and cover all your financial needs in Kolkata with a Personal Loan from HDFC Bank. Enjoy a hassle-free application process, affordable interest rates, flexible repayment tenures, and much more! Now, no matter what financial emergencies lay ahead, you can cover them all with a quick and easy Personal Loan in Kolkata.
Features of an HDFC Bank Personal Loan in Kolkata
Personal Loan for Salaried
Emergency
Loan
Marriage
Loan
Home Renovation Loan
Personal Loan for Women
Our Personal Loans offer you numerous features and benefits. Enjoy convenient online processes, hassle-free repayment options, and much more. Overcoming a cash crunch is now a complete breeze. Here are some of the other advantages you enjoy when you choose HDFC Bank as your Personal Loan provider in Kolkata:
- Loans up to Rs 40 Lakh
- Simple document application process
- Affordable processing fees
- Quick approvals
- Comfortable repayment tenures of up to 60 months
We also offer an instant Personal Loan in Kolkata with pre-approved customers getting funds in just 10 seconds. Non – banking customers will be able to avail the Personal Loan within 4 working days from submission of all documents.
APPLICATION PROCESS FOR A PERSONAL LOAN IN KOLKATA?
Not sure how to apply for a Personal Loan? Don’t worry! We have made the process extremely easy and straightforward. Just complete the 3 simple steps shown below, and your Personal Loan application is done!
This process can be completed online or at one of our branches, whichever is preferrable for you. Either way, getting a Personal Loan in Kolkata through HDFC Bank is really easy.
HDFC BANK PERSONAL LOAN INTEREST RATE IN KOLKATA
Our interest rates are affordable and start at just 10.25%!
ARE YOU ELIGIBLE FOR HDFC BANK PERSONAL LOANS IN KOLKATA?
We believe everyone should have access to hassle-free financing! That’s why we offer extremely easy eligibility criteria for our Personal Loans.
WHAT DOCUMENTS ARE REQUIRED FOR PERSONAL LOAN KOLKATA?
With HDFC Bank, you do not have to stress about the documentation for Personal Loan. You can apply for a loan and get approvals with just the 4 simple documents listed below. You can also opt to apply online for a completely paperless documentation process.
BRANCH TIMING FOR HDFC BANK PERSONAL LOAN IN KOLKATA
You are more than welcome to apply for a Personal Loan at one of our branches. Our executives will help you at every step of the way and ensure you get the funds you need with complete ease. You can visit the branch closest to you within the working hours stated below:
- From 9:30 AM to 3:30 PM from Monday through Saturday
- Branches will remain closed on second and fourth Saturdays
FAQS ON KOLKATA FOR HDFC BANK PERSONAL LOAN
Post Dated Cheque(PDCs)/Security Cheque submitted towards loan repayment that have not been encased, will be defaced and retained by the Bank. In case, you wish to have your old Post Dated Cheque(PDCs)/Security Cheques to be returned to you, kindly lodge a request at the Retail Loan Service Center or through Phone Banking or write us an email at www.hdfcbank.com/services within 45 days from the date of application of change in repayment instructions. In case, we do not hear from you within the stipulated period, the defaced cheques will be destroyed.
To avail the Personal Loan in Kolkata, all you need to do is submit the loan application form. On meeting the eligibility criteria, you will get an offer with the sanctioned amount, tenure of loan and interest rate. Once you accept the offer, funds are transferred to your bank account instantly. You can also submit the application form online In just a few clicks.
Funds from Personal Loan in Kolkata can be used for multiple purposes. You can use the funds for a holiday, wedding expenses, medical expenses or treatment, purchase of new techno-gadgets, for the use of home renovation and many more reasons.
When you apply for an HDFC Bank Personal Loan in Kolkata, you can get the required funds instantly. Not just that, HDFC Bank offers loan up to Rs 12 Lacs at pocket friendly EMIs starting Rs. 2,149/lac with flexible repayment tenure of up to 5 years.
You can repay your Personal Loan in Kolkata via an auto-debit instruction through your HDFC Bank account on a stipulated date every month to repay your EMI.
You can use the EMI Calculator to know your EMI amount before applying for the Personal Loan in Kolkata.
You can check up on your Personal Loan in Kolkata Status with our Track Application online facility.
