HDFC Bank Personal Loan in Surat
HDFC Bank has a strong presence in the city of Surat with around 50 branches and more than 100 ATMs. Residents can also visit our dedicated loan branch for help with a range of loans.
Apply for an HDFC Bank Personal Loan in Surat to enjoy borrowing at attractive interest rates and affordable charges. A Personal Loan is collateral-free. You can use the funds for any expense that you face, from home furnishings and electronics to paying for sudden medical expenses. If you are in need of an urgent personal loan in Surat, HDFC Bank is here to help.
Let’s look at some of the benefits of a Personal Loan from HDFC Bank in Surat
Personal Loan for Salaried
Personal Loan for Marriage
Personal Loan for Home Renovation
Personal Loan for Women
- Loans up to Rs 40 lakh
- Easy and flexible tenures up to 60 months
- Affordable insurance coverage for borrowers
- Nominal processing fees Up to 4999 + GST
- 24/7 assistance
- Affordable balance transfer for existing loans
Apply online for an HDFC Bank Personal Loan in Surat today. Applying for a loan online is convenient, available round-the-clock
PERSONAL LOAN APPLICATION PROCESS IN SURAT
Here’s how to get a Personal Loan:
Application
Fill up the loan application form and submit it with all the required documents.
Review
We’ll quickly review the application. Pre-approved HDFC Bank customers can get Personal Loans in just 10 seconds. Other customers can get loans in 4 working days after verification and approval.
Disbursal
Once you receive approval, the funds get sent to your bank account. You can now go ahead and use them as required.
OUR INTEREST RATES ARE AFFORDABLE IN HDFC BANK PERSONAL LOAN IN SURAT
The HDFC Bank Personal Loan interest rate in Surat starts at just 10.75%.
APPLY ONLINE OR AT A BRANCH IN SURAT
We encourage you to apply for a Personal Loan in Surat online as the digital process is far more convenient. However, if you prefer to meet us in person, our doors are always open. We promise that you will receive all the help and guidance you need from our friendly staff. Our branch timing in Surat is from 9:30AM to 3:30PM from Monday to Friday. We are also open on the first and third Saturdays of every month from 9:30AM to 3:30PM.
ELIGIBILITY CRITERIA FOR HDFC BANK PERSONAL LOANS IN SURAT
We want to keep our Personal Loans accessible to everyone in need. As such, we have kept our eligibility criteria simple. Here is a look at the eligibility criteria for a Personal Loan: Loan applicants must be –
DOCUMENTS REQUIRED FOR PERSONAL LOAN IN SURAT
HDFC Bank requires you to submit certain paperwork for a Personal Loan. Here is a look at the documentation:
FAQS ON SURAT FOR HDFC BANK PERSONAL LOAN
Post Dated Cheque(PDCs)/Security Cheque submitted towards loan repayment that have not been encased, will be defaced and retained by the Bank. In case, you wish to have your old Post Dated Cheque(PDCs)/Security Cheques to be returned to you, kindly lodge a request at the Retail Loan Service Center or through Phone Banking or write us an email at www.hdfcbank.com/services within 45 days from the date of application of change in repayment instructions. In case, we do not hear from you within the stipulated period, the defaced cheques will be destroyed.
To avail the Personal Loan in Surat, all you need to do is submit the loan application form. On meeting the eligibility criteria, you will get an offer with the sanctioned amount, tenure of loan and interest rate. Once you accept the offer, funds are transferred to your bank account instantly. You can also submit the application form online In just a few clicks.
Funds from Personal Loan in Surat can be used for multiple purposes. You can use the funds for a holiday, wedding expenses, medical expenses or treatment, purchase of new techno-gadgets, for the use of home renovation and many more reasons.
When you apply for an HDFC Bank Personal Loan in Surat, you can get the required funds instantly. Not just that, HDFC Bank offers loan up to Rs 12 Lacs at pocket friendly EMIs starting Rs. 2,149/lac with flexible repayment tenure of up to 5 years.
You can repay your Personal Loan in Surat via an auto-debit instruction through your HDFC Bank account on a stipulated date every month to repay your EMI.
You can use the EMI Calculator to know your EMI amount before applying for the Personal Loan in Surat.
You can check up on your Personal Loan in Surat Status with our Track Application online facility.
